Education Center
Cybercrime protection has never been more important for your clients
Businesses need to understand the importance of being cyber safe. Cyber criminals are exploiting the global focus on COVID-19 and the new normal of working from home, to infiltrate networks and extort money. In the World Economic Forum’s (WEF’s) Global Risks Report...
How is Commercial Legal Protection Different to PI Insurance
Defend and PursueThe primary trigger for Professional Indemnity is a breach of professional duty that results in a financial loss to a third party, but CLP does not need to be triggered by allegations against the insured in order to respond. Five of the seven Heads...
Are you running a business from home
Its all over the news, a number of direct insurers have declined claims as people were operating businesses from their homes. Given the fact that the number of people who are operating some kind of business from home has significantly incresed we thought it may be...
Subcontractors – What is the actual insurance risk?
Subcontractors are completing work for your customers on your behalf so you can and will be held liable for that work. A typical example people dont think applies is an electrician coming to your business property to do some work. If they damage or injure someone...
Cyber Claim Example – Property Developer – $250,000
Property Developer 15 Staff $19M turnover Background Following the sale of 2 properties, the Insured was required to make a payment of $400,000 to their property consultant. On the day the payment was due, the Insured received an email from the consultant advising...
The importance of insurance policy reviews
If you’ve had the same insurance policies in place for a long time, there’s a good chance that your circumstances are not the same as when the policy was first taken out. As part of our client service approach, we can handle the day-to-day management of your...
Building & Construction Insurance Risks
What are the key risks in the building and construction industry? Construction projects involve multiple stakeholders and are often undertaken on challenging sites. Construction businesses must often manage changes to scope or orders, poorly written contracts and...
What Does Business Insurance Cover?
Business Insurance - what is covered Business insurance covers losses or damages to your property perils like fire, theft and accident. It also provides protection from liability claims and other legal liabilities arising due to the death of an employee or any...
What Does Commercial Property Insurance Cover
Commercial Property Insurance - what does it cover? It is worth noting that Commercial Property insurance can be purchased for structures only and not land (i.e. if a building catches fire or suffers structural damage). What it does cover though are any items on...
How To Find The Right Business Insurance Broker For Your Needs
Obtaining the right insurance for your business is one of the most important decisions you have to make when starting a company. How can you be sure that you are getting the best rates, and the coverage that will support your company in its growth? How do you know...